Driven with Purpose.Finance or Refinance Your Vehicle.
Get pre-approved before you shop, or refinance the car you already love and lower your monthly payment. Competitive rates, flexible terms, and the kind of care that only comes from banking where you truly matter.
Serving the Christian community since 1954 · Nampa & Meridian, Idaho
Rates as low as 5.49% APR
Competitive rates on new and used vehicles, with terms up to 84 months.
No application fee
Low origination and title fees, plus GAP and MRC coverage options available.
Free myEZ Car Care
Every NCCU auto loan comes with complimentary myEZ Car Care membership.
Pre-approval before you shop
Know what you qualify for and what you can afford before you buy.
Current Auto Loan Rates
New & used vehicles, up to 9 years old. APR shown.
- 24–48 months
- 5.49%
- 60 months
- 5.99%
- 72 months
- 6.49%
- 84 months
- 6.99%
*Rates published are Annual Percentage Rates. Rates start as low as the published rates. Your actual APR may differ based on your credit history, approved loan amount and term. All NCCU loan programs, rates, terms and conditions are subject to change at any time without notice. For current rates, call Member Services at 208.466.0916.
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Let's find the right loan for you.
Tell us a little about yourself and a loan officer will reach out with personalized rates and next steps. No obligation.